Mortgages and Remortgages

Mortgage and Remortgage Solicitors in Gloucestershire

If you are at the end of your fixed rate with your current lender and wish to switch to a more favourable rate with a different lender or decide to extract some equity from your property, you may decide to remortgage.

Our experienced property team can provide expert advice and guide you through the remortgage process. Regardless of your reasons for remortgaging, our specialist property team can help with all mortgage and remortgage matters. 

 

How our Remortgage Team can Help

Cotswold Conveyancing Centre is a dedicated department of Langley Wellington with specialist conveyancing solicitors experienced in all aspects of the remortgaging process. Our team shares decades of conveyancing experience and working with banks, building societies, and other specialist mortgage lenders. We will guide you through all the various stages of a property remortgage which may include some or all of the following matters:

  • Acting on behalf of you and your lender;
  • Reviewing the legal title to the property;
  • Undertaking searches and raising enquiries of the managing agent and/or freeholder if the property is leasehold or freehold but served by a management company;
  • Reviewing your mortgage offer and reporting to you on any special conditions;
  • Attending on you to sign the legal charge (mortgage deed) and ensuring that you are comfortable with the nature and effect of entering into the mortgage;
  • Reporting to your lender on their standard form of certificate of title;
  • Undertaking pre-completion searches at HM Land Registry;
  • Accounting to you with a completion statement;
  • Redeeming your existing mortgage;
  • Registering the new mortgage with HM Land Registry.

Remortgaging a property can often include various complex legal procedures, and you should take advice from a suitably qualified advisor before proceeding to ensure the product you choose meets your individual needs. We understand you may have concerns regarding your transaction, and we are on hand to ensure the process is as stress free as possible, working with you to understand your needs fully.

 

Conveyancing Solicitors Cheltenham and Gloucestershire 

Our expert local conveyancers have offices in Gloucester and Cheltenham and have provided conveyancing services to clients across the UK for many years. Cotswold Conveyancing Centre became the first legal practice in Gloucester to secure the Law Society’s CQS Accreditation from The Law Society – the mark of excellence for the home buying process. Cotswold Conveyancing Centre is also a member of The Conveyancing Association. 

 

Get in Touch

To find out more about our Remortgaging services or to speak with our team, call 01452 545678 or make an online enquiry. We have three office locations across Cheltenham and Gloucester, find out more by visiting contact us.

Our Fees

Most solicitors charge a fee proportionate to the value of the funding, so the fee you will pay depends on how much you are borrowing, together with a number of factors, including the complexity of the title, who your lender is and what they instruct us to do for them. We will make sure you are fully aware of all costs involved and when you need to pay them. For more information on our fees, please view our costs information here.

How can we help?

Our Fees

Most solicitors charge a fee proportionate to the value of the funding, so the fee you will pay depends on how much you are borrowing, together with a number of factors, including the complexity of the title, who your lender is and what they instruct us to do for them. We will make sure you are fully aware of all costs involved and when you need to pay them. For more information on our fees, please view our costs information here.

Contact our Solicitors

Langley Wellington is a forward-thinking law firm acting for clients nationwide. Whatever your legal requirements, we are here to help.

Get in touch with our Solicitors today. Call one of our offices on the numbers provided below, or fill out our contact form here. 

Gloucester Office: 01452 521 286
Cheltenham Office: 01242 269 998