What are the rules of a Help to Buy Loan?

What are the rules of a Help to Buy Loan?

If you have previously purchased a new build property with the aid of Help to Buy (HTB) loan and are looking to repay the loan by using savings, further advance from your current lender or remortgage, we can help. We suggest that you contact us for a quotation on your...
The Transfer of Equity Process – All you need to know

The Transfer of Equity Process – All you need to know

Transfer of Equity is the process undertaken to change who has legal ownership of a property. There are a variety of reasons why it may be necessary to amend the co-ownership of a property without it being put on the market and sold. There are some different reasons...
What is the process of applying for a mortgage

What is the process of applying for a mortgage

Applying for a mortgage is always daunting as a first-time buyer or an experienced homeowner. Here is our step-by-step guide for you to follow when applying for a mortgage: 1. How to find the right mortgage deal No matter your situation, we always recommend...
Stamp Duty Land Tax Update: Chancellor Mini Budget

Stamp Duty Land Tax Update: Chancellor Mini Budget

As part of his ‘mini budget’, Chancellor Kwasi Kwarteng announced this morning a cut to stamp duty – the tax paid when people buy a property in England and Northern Ireland. The Chancellor announced that the threshold that tax falls due has been...
No-Fault Eviction Banned in England and Wales

No-Fault Eviction Banned in England and Wales

Currently, a Section 21 Notice (Section 21 of the Housing Act 1988), sometimes known as “no-fault eviction”, allows landlords to give notice to an assured shorthold tenant, evicting them and forcing them to leave a property without solid legal reasons....
Leasehold Reform (Ground Rent) Act 2022

Leasehold Reform (Ground Rent) Act 2022

New Leasehold Reform (Ground Rent) Act 2022 is now in force and sees the abolition of ground rents for most new (regulated) long residential leasehold properties in England and Wales. Royal Assent was granted on 8 February 2022, and the Act came into force on 30 June...